Tow Truck Financing

TowingTruckFinancing.com provides fast commercial financing for wreckers, rollbacks, rotators and repo trucks nationwide. Please enable JavaScript to use our online application, or call us directly.

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Heavy-duty tow truck on a highway at golden hour
Same-day approvals nationwide

Tow Truck Financing for Operators Who Can’t Wait

Finance wreckers, rollbacks, rotators and repo trucks with competitive rates and fast decisions. Bad credit programs, startup approvals, and 24 to 84 month terms.

  • Credit scores 550+ welcome
  • No time-in-business required
  • Fixed monthly payments
  • New & used equipment
Get Pre-Qualified See Programs

No impact to your personal credit score to check offers.

$1.2B+
Equipment financed
24 hrs
Average time to fund
94%
Approval rate
50
States served

Financing Programs

Funding for every stage of your towing business

Whether you’re buying your first rollback or adding a heavy-duty rotator to a ten-truck fleet, there’s a program built for your situation.

A, B & C Credit Programs
Competitive rates for strong credit. Structured approvals for scores 550 and up, with collateral-based options below that.
Startup Towing Financing
New to the industry? We finance first-time operators with CDL, Class A, or valid commercial experience. No TIB required.
Bad Credit & Rebuild
Past bankruptcies, repos, or tax liens don't automatically disqualify you. We structure deals that make sense.
Fleet Expansion
Adding a second, third, or tenth truck? Blanket lines and master lease programs for growing towing fleets.
Private Party & Auction
Buying from Craigslist, eBay, Ritchie Bros or Copart? We fund private-party and auction purchases with inspection.
Section 179 & $1 Buyout
Lease-to-own and EFA structures designed for Section 179 tax deductions. Keep more of what you earn.

How It Works

From application to hooked up in 72 hours

  1. 01

    Apply in 2 Minutes

    One-page application. Soft credit pull for pre-qualification up to $250,000.

  2. 02

    Same-Day Decision

    A dedicated advisor matches your file to the best-fit lender from our network.

  3. 03

    Sign Digital Docs

    Review terms, e-sign from your phone, and submit invoice or bill of sale.

  4. 04

    Pick Up Your Truck

    Funds wire directly to the dealer or seller. Hook up and start earning.

Equipment We Finance

Every class of tow truck, wrecker, and recovery vehicle

From a single-car rollback to a 75-ton rotator, we fund new and used commercial towing equipment from dealers, manufacturers, auctions and private parties across all 50 states.

NewUsedDealerAuctionPrivate PartyAll 50 States
Light-Duty Rollbacks
$45K – $120K
Jerr-Dan, Century, Vulcan, Chevron
Medium-Duty Wreckers
$80K – $220K
Freightliner M2, International MV, Kenworth T270
Heavy-Duty Integrated
$180K – $450K
Peterbilt 567, Kenworth T880, Mack Granite
Rotators (25–75 Ton)
$350K – $1.2M+
Century 1075, Jerr-Dan 50/60, NRC 50TM
Repo Trucks & Slicks
$35K – $110K
Dynamic, Chevron Self-Loader
Service & Road Trucks
$55K – $140K
Ford F-550, Ram 5500, Dodge 4500

Apply Online

Get pre-qualified for tow truck financing

One short form. A soft credit check. A real answer from a real human, usually the same day.

  • Pre-qualify without hurting your credit
  • Up to $250,000 with no financials
  • A, B, C, and startup credit programs
  • Fund new, used, dealer, auction or private-party deals
Your information is encrypted and never sold. We only share it with lenders you approve.
Quick application
Takes about 2 minutes. No documents needed to start.

Used for pre-qualification only. No hard pull.

By submitting, you agree to be contacted by phone and email about your application.

FAQ

Tow truck financing, answered